Sorry kids! I am spending your inheritance

From BMO based on data from the Federal Reserve. 

I don't think Americans can continue to borrow and not save at this rate.

Wisdom

 

New word - Recrudescence

 Recrudescence

The return of something unpleasant after a period of relief.

Knowledge

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21 tiny habits to improve your life effortlessly in 6 months

 from financialsimplified on instagram

1. Write down 3 things you are grateful for - Start with one if need be.
2. Say "No" once a week - If you say "Yes" to everything, you'll never have time for yourself.
3. Exercise for a minute when you wake up.  Do 30 pushups or plank.  This will get your blood flowing.
4. Invest in experiences - Instead of buying materialistic things, use that money to buy a new experience.  It will fill your heart.
5. Organize your home.  A clear home = A clear mind.
6. Give things away - Things that you haven't touched in months, give them away.
7. Manage your money - Simply make an excel sheet on how much money you are bringing in and how much you are spending.
8. Stand up every hour you are awake.  It's easier said than done, but you will get used to it as you do it daily.
9. Ask open ended questions - it helps keep a conversation going.
10. Follow this simple proverb, "When we have no head, we have legs."  Accept what's done is done.
11. Turn off notifications - You'll be able to accomplish more.
12. Prepare your clothes the night before so you don't waste any time in the morning when your mind is more active.
13. Avoid watching the news as much as possible.
14. Drink more water - Gives you more energy and improves your mental clarity.
15. Discover one new thing a month.  This will help you keep your childlike curiosity alive.
16. Make your bed - "If you want to change the world, start off by making your bed.' Admiral William R McRaven
17. Spend a minute a day with yourself.  No phone or any devices, just you and your thoughtss.
18. Ask yourself whether what you're doing is worth it.
19. If a task takes 2 minutes or less to do, do it right away. - Prevents you from procrastinating.
20. Take care of your posture.  Bad posture = Pain in the long run.
21. Read for at least 15 minutes a day - "Leaders are readers."  Make this a habit, and read books that will improve your life.

Old Hand

A sign of aging

Quote from John Adams by David McCullough

https://a.co/2eQVrwZ

Two types of people

Raising Children or Being a Leader - an allegory from Aaron Sorkin

From The West Wing - December 13, 2000

 This guy is walking down the street when he falls in a hole.   The walls are so steep he can't get out.

A doctor passes by and the guy shouts up, "hey you, can you help me out?"  The doctor writes a prescription, throws it down in the hole, and moves on.

A preacher comes along and the guys shouts out, "hey padre, I am down in this hole.  Can you help me out?"  The preacher says a prayer and then moves on.

Then a friend comes along and the guy shouts out, "hey Steve, can you help me out?" So the friend jumps down into the hole.  Our guy says, "are you stupid, now we are both down here."  and the friend says, "yeah I know, but I have been down here before and I know the way out."

On gossip

 Socrates, one of the greatest Greek philosophers, who lived from 469 – 399 BC, shunned gossip. It is said that one day he came upon an acquaintance who ran up to him excitedly and said, “Socrates, do you know what I just heard about one of your students?”

“Wait a moment,” Socrates replied. “Before you tell me I’d like you to pass a little test. It’s called the Triple Filter Test.”

“Triple filter?” his friend asked.

“That’s right,” Socrates continued. “Before you talk to me about my student let’s take a moment to filter what you’re going to say. The first filter is Truth. Have you made absolutely sure that what you are about to tell me is true?”

“No,” the man said, “actually I just heard about it and…”

“All right,” said Socrates. “So you don’t really know if it’s true or not. Now let’s try the second filter, the filter of Goodness. Is what you are about to tell me about my student something good?”

“No, on the contrary… “

“So,” Socrates continued, “you want to tell me something bad about him, even though you’re not certain it’s true?” The man shrugged, a little embarrassed. Socrates continued. “You may still pass the test though, because there is a third filter – the filter of Usefulness. Is what you want to tell me about my student going to be useful to me?”

“No, not really,” the man admitted.

“Well,” concluded Socrates, “if what you want to tell me is neither True nor Good nor even Useful, why tell it to me at all?”

The man who had tried to spread gossip to the great thinker was defeated and ashamed.

Smart Writing

 A blog post on writing

https://dilbertblog.typepad.com/the_dilbert_blog/2007/06/the_day_you_bec.html

Hillbilly Wisdom (Leadership/Life Maxims)

 𝐎𝐥𝐝 𝐇𝐢𝐥𝐥𝐛𝐢𝐥𝐥𝐲 𝐖𝐢𝐬𝐝𝐨𝐦:

Your fences need to be horse-high, pig-tight, and bull-strong.
Keep skunks, bankers, and politicians at a distance.
Life is simpler when you plow around the stump.
A bumble bee is considerably faster than a John Deere tractor.
Words that soak into your ears are whispered, not yelled.
The best sermons are lived, not preached.
If you don't take the time to do it right, you'll find the time to do it twice.
Don't corner something that is meaner than you.
Don’t pick a fight with an old man. If he is too old to fight, he’ll just kill you.
It don’t take a very big person to carry a grudge.
You cannot unsay a cruel word.
Every path has a few puddles.
When you wallow with pigs, expect to get dirty.
Don't be banging your shin on a stool that's not in the way.
Borrowing trouble from the future doesn't deplete the supply.
Most of the stuff people worry about ain’t never gonna happen anyway.
Don’t judge folks by their relatives.
Silence is sometimes the best answer.
Don‘t interfere with somethin’ that ain’t botherin' you none.
Timing has a lot to do with the outcome of a rain dance.
If you find yourself in a hole, the first thing to do is stop diggin’.
Sometimes you get, and sometimes you get got.
The biggest troublemaker you’ll ever have to deal with watches you from the mirror every mornin’.
Always drink upstream from the herd.
Good judgment comes from experience, and most of that comes from bad judgment.
Lettin’ the cat outta the bag is a whole lot easier than puttin’ it back in.
If you get to thinkin’ you’re a person of some influence, try orderin’ somebody else’s dog around.
Live a good, honorable life. Then when you get older and think back, you’ll enjoy it a second time.
Live simply. Love generously. Care deeply. Speak kindly. Leave the rest to God.
Most times, it just gets down to common sense.

Life is bumper cars

 Life is a series of racing down a track, bouncing off the bumpers.  The more comfortable you are with the minor collisions the less likely you will be at incurring a major crash.

Start now.

New Leadership/Life Maxim:

"Start where you are.

Use what you have.

Do what you can."

- Arthur Ashe

It's My Job - lyrics by Mac Mcnally - sung my Mac & Jimmy Buffett

 It's My Job - sung by Jimmy Buffett

In the middle of late last night I was sittin' on a curb
I didn't know what about but I was feeling quite disturbed
A street sweeper came whistlin' by
He was bouncin' every step
It seemed strange how good he felt
So I asked him while he swept

He said "It's my job to be cleaning up this mess
And that's enough reason to go for me
It's my job to be better than the rest
And that makes the day for me"

Got an uncle who owns a bank he's a self made millionaire
He never had anyone to love never had no one to care
He always to seemed kind of sad to me
So I asked him why that was
And he told me it's because in my contract there's a clause
That says "It's my job to worried half to death
And that's the thing people respect in me
It's a job but without it I'd be less
Than what I expect from me"

I've been lazy most all of my life
Writing songs and sleeping late
Any manual labor I've done purely by mistake
If street sweepers can smile then
I've got no right to feel upset
But sometimes I still forget
Till the lights go on and the stage is set
And the song hits home and you feel that sweat

It's my job to be different than the rest
and that's enough reason to go for me
It's my job to be better than the best
and that's a tough break for me
It's my job to be cleaning up this mess
and that's enough reason to go for me

It's my job to be better than the best
and that makes the day for me

Source: LyricFind

Songwriters: Lyman C. Jr. Mcanally

It's My Job lyrics © Universal Music Publishing Group

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Brain Food Useful Not Accurate

From Farnam Street

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I love Beth Moore

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FW: Screenshot 2022-02-10 at 7.35.25 AM

 

 

Steven R Perryman CPA

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17 Life Lessons I Wish I Knew Earlier

Several of these "lessons" are on my list of Leadership/Life Maxims. 

From Instagram

: Presented by @financialsimplified

: Credits: @entrepreneursquote

: Idea: @incomefact

1. Learn something new every day.
2. Things can and do change very quickly.   Be ready.
3. Enjoy time spent with your family.
4. Get a clear plan in place for your mental health.
5. Don't be too hard on yourself.  Learn and move on.
6. Be honest with yourself.
7. Get your morning routine sorted.
8. Start writing things down.
9. Travel as often and as far as you can.
10. Give without expecting to receive anything in return.
11. Find what you are grateful for.
12. Take responsibility for everything.
13. Take action beyond your comfort zone.
14. Be patient.
15. Enjoy the small moments along the way.
16. Speak up, or others will speak up for you.
17. Don't be afraid to begin something new.

Brain Food Less but Better